thecashadvantage.com consent for electronic signatures, records, and disclosures (“E-Consent”)
Please read this information carefully and print a copy and/or retain this information for future
reference. Introduction. You are submitting a request to be connected with one of our third party
lenders. In order to offer you a loan, the third party lenders need your consent to use and accept
electronic signatures, records, and disclosures (“E-Consent”). This form notifies you of your rights
when receiving electronic disclosures, notices, and information. By clicking on the link assenting to
our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions
using electronic signatures, electronic disclosures, electronic records, and electronic contract
Option for Paper or Non-Electronic Records
You may request any Disclosures in paper copy by contacting the third party lender directly. The lenders
will provide paper copies at no charge. The lenders will retain all Disclosures as applicable law
Scope of Consent
This E-Consent applies to all interactions online concerning you and the third party lender and includes
those interactions engaged in on any mobile device, including phones, smart-phones, and tablets. By
exercising this E-Consent, the third party lender may process your information and interact during all
online interactions with you electronically. The lender may also send you notices electronically related
to its interactions and transactions. Disclosures may be provided online at our or third party lenders’
websites, and may be provided by e-mail.
Consenting to Do Business Electronically
Before you decide to do business electronically with the third party lenders, you should consider
whether you have the required hardware and software capabilities described below.
Hardware and Software Requirements
To access and retain the Disclosures electronically, you will need to use the following computer
software and hardware: A PC or MAC compatible computer or other device capable of accessing the
Internet, access to an e-mail account, and an Internet Browser software program that supports at least
128 bit encryption, such as Microsoft® Internet Explorer, Netscape® or Mozilla Firefox®. To read some
documents, you may need a PDF file reader like Adobe® Acrobat Reader X ® or Foxit®. You will need a
printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the
Disclosures for future reference. You may send any questions regarding the hardware and software
requirements directly to the third party lenders.
Your E-Consent for our loan request service and for our third party lenders’ consideration of your loan
request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more
third party lenders, you are free to withdraw your E-Consent with those third party lenders at any time
and at no charge. However, if you withdraw this E-Consent before receiving credit, you may be prevented
from obtaining credit from the lender. Contact the third party lender directly if you wish to withdraw
this E-consent. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and
enforceability of prior electronic Disclosures will not be affected.
Change to Your Contact Information
You should keep third party lenders informed of any change in your electronic address or mailing
address. You may update such information by logging into the third party lender’s website or by sending
the lender a written update by mail.
YOUR ABILITY TO ACCESS DISCLOSURES
BY CLICKING THE LINK, YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN
THE DESIGNATED FORMATS DESCRIBED ABOVE.
BY CLICKING THE LINK, YOU ASSENT TO THE TERMS. YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT
ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING
ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND
TO DOING BUSINESS WITH THE LENDER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF
THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM
PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION
ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE
SERVICES FROM THIRD PARTY LENDERS OVER THE INTERNET.